What will your legacy say about you? Without a plan, the answer can be unclear. I’m Conor Amyot, and I help families design estate strategies that bring clarity, reduce stress, and protect what matters most. Whether you’re thinking about passing on a business, supporting multiple generations, or navigating life after the loss of a spouse, estate planning gives your intentions structure and purpose.
Estate planning: more than a will
A will names your heirs—but it doesn’t guarantee a smooth transition. It won’t prevent tax erosion, avoid delays, or ease the emotional weight of navigating an estate.
That’s why I build estate plans that go far beyond a set of documents. Together, we create a strategy that minimizes tax, simplifies decision-making, and protects your family from unnecessary stress—especially during moments of loss and transition.
Support for widows and their families
When I help clients with estate planning, I focus on more than just documents—I focus on people. I’ve worked closely with widows and their adult children during some of life’s hardest moments, helping them make sense of complex decisions without rushing or overwhelming them. My role is to bring calm and clarity. I’m open about every detail from day one, and I stay in touch long after the initial plan is set. Whether we’re updating a will, navigating an estate after a loss, or building a long-term legacy, I’m here to make sure you and your family feel supported at every step.
I help surviving spouses:
- Understand existing estate documents
- Revisit or restructure outdated plans
- Address beneficiary updates and tax obligations
- Build confidence in handling future estate transfer to children or grandchildren
Often, adult children step in to support a parent during this time. I guide families through those conversations, acting as a steady voice so no one feels overwhelmed or left in the dark.
Tax-smart estate transfer
You’ve worked hard to grow your wealth. You shouldn’t have to watch it get chipped away by probate fees, capital gains, and final tax filings. I help clients structure their plans for estate transfer with tax efficiency at the core.
We’ll explore tools like:
- Trusts to control how and when assets are distributed
- Joint ownership and beneficiary designations to bypass probate
- Gifting strategies to reduce your taxable estate during your lifetime
- Insurance to offset large final tax obligations
Estate transfer isn’t just about assets. It’s about timing, control, and keeping wealth in the family—not in the government’s hands.
Life insurance: more than a payout
Life insurance plays a critical role in protecting your estate. The tax-free payout provides much-needed liquidity—ensuring your heirs don’t need to sell property, liquidate investments, or take on debt just to settle the estate.
I help clients use insurance to:
- Cover final taxes and probate
- Equalize inheritances between heirs
- Fund buyouts or succession plans in business transitions
- Protect property and real estate from forced sales
This isn’t just about numbers. It’s about making sure your family has time to breathe, grieve, and move forward with confidence.
Wealth that empowers, not overwhelms
A large inheritance without preparation can do more harm than good. That’s why I focus on education and structure—not just wealth transfer. Trusts can stagger access to funds, ensuring heirs receive support when they need it, without losing sight of responsibility.
Your estate plan should reflect your values as much as your assets. I help you pass down wisdom along with wealth—so the next generation is prepared to receive it.
Charitable giving as part of your legacy
For many clients, estate planning includes a deeper purpose. Whether you’re passionate about education, healthcare, community development, or environmental causes, we can build charitable strategies into your estate plan.
Options may include:
- Donor-advised funds
- Charitable gifts of securities
- Naming a charity as a beneficiary
- Legacy foundations
Giving back doesn’t just reduce tax—it transforms your estate into a force for lasting good.
Estate plans that adapt with your life
Life isn’t static—and your estate plan shouldn’t be either. I work with clients through every major transition: marriage, divorce, new grandchildren, the sale of a business, changes in health. Each event is an opportunity to revisit and refine your plan.
Together, we make sure your estate reflects your life—no matter how it evolves.
Your estate quarterback
As a senior consultant at IG Wealth Management in Oshawa, I act as the central coordinator between your accountant, lawyer, and other professionals. This eliminates gaps and confusion—and ensures every part of your plan is aligned.
No detail is too small. I bring structure, precision, and accountability to every estate planning conversation, so you’re never left wondering what’s missing.