You’ve spent a lifetime building your wealth—carefully, thoughtfully, and with purpose. Now, you’re thinking about what comes next. Not just for you, but for your family. I’m Conor Amyot, and I help families like yours navigate wealth transfers with clarity, compassion, and a plan that honours everything you’ve built.
This isn’t just about passing on money. It’s about passing on wisdom, purpose, and security. It’s about making sure your story lives on through the people and causes you care about most.
Intergenerational wealth transfer: big changes coming
Canada is experiencing one of the biggest shifts in wealth in modern history. Trillions of dollars will change hands in the coming decades. Homes. Businesses. Investment accounts. Cottages. This intergenerational wealth transfer is an opportunity—but only if it’s planned well.
Without strategy, wealth can unravel. Taxes, confusion, and miscommunication can erode even the strongest legacies. That’s why I help families prepare—not just legally and financially, but emotionally and practically.
We’ll build a strategy that works across generations. One that anticipates challenges and sets your family up for success—not stress.
Turning silence into strategy
Let’s be honest: many families avoid talking about wealth. Inheritances. Wills. Final wishes. These conversations can be uncomfortable. But avoiding them doesn’t make the issues go away—it just leaves more questions behind.
I help families have these conversations—openly, constructively, and with respect. These aren’t stiff, awkward meetings. They’re thoughtful discussions about what really matters:
- Who gets what, and why?
- What role should each family member play?
- How do you balance fairness with practicality?
- What does your wealth mean to you—and what should it stand for?
Once everyone is heard, we can move forward with a plan that reflects your goals and protects your relationships.
A plan that grows with your life
Wealth transfer is more than a will. It’s a full strategy that considers tax, timing, family dynamics, and future changes. I help clients design wealth transfer plans that adapt to life—not just document it.
Your plan may include:
- Estate planning to minimize taxes and simplify the legal process.
- Trusts that offer control, protection, and clarity.
- Lifetime gifting strategies that let you see the impact of your giving.
- Insurance planning to provide tax-free liquidity for your heirs.
We don’t just check boxes. We think through every detail, and we adjust the plan as your life evolves.
Keeping businesses in the family—or transitioning them well
For many of my clients, wealth isn’t in an account—it’s in the business they built. If you’re thinking about succession, that transition deserves careful planning.
I guide business owners through:
- Succession planning, whether to a family member, employee, or external buyer.
- Tax efficiency during the sale or handover—so more stays in your family’s hands.
- Business continuity to keep things running smoothly throughout the process.
Whether the goal is legacy, liquidity, or both, we’ll map out a path forward that honours what you’ve built and secures the next chapter.
Preparing your heirs to receive—not just inherit—wealth
One of the biggest risks in any wealth transfer? Lack of preparation. I help the next generation understand what’s coming and what it means. We talk through responsibility, expectations, and how to preserve—not just spend—the family’s wealth.
That kind of preparation builds confidence. It also protects what you’ve built.