Taxes are always there—quietly reducing returns, eating into your estate, shaping your financial future whether you realize it or not. I’m Conor Amyot, and I help people take control of that future. Tax planning for high-net-worth individuals isn’t about reacting at tax time. It’s about designing a forward-looking plan that protects what you’ve built, maximizes what you keep, and reduces what slips away.

If you’re a business owner, professional, or retiree with significant assets, tax isn’t just a line item. It’s one of your biggest expenses. And I treat it like one.

Tax planning that moves with your life

What worked five years ago may not work today. That’s why my tax planning process is dynamic—adjusting to your income, your investments, your business, and your life. We don’t plug numbers into a calculator and call it a day. I start with your story. What are you working toward? What do you want your wealth to do for your family, your business, your legacy?

From there, I build strategies that work—strategies that help you keep more of your money while staying fully compliant and prepared for what’s ahead.

Capital gains tax planning strategies that make a real difference

Selling investments, real estate, or a business? You shouldn’t have to guess what the tax hit will be. I guide clients through capital gains tax planning strategies that can reduce or defer tax where possible. That could mean structuring the sale more effectively, timing it wisely, or using available exemptions and credits.

Too many people wait until the paperwork is signed before asking tax questions. I help you ask sooner—so the answers actually make a difference.

Corporate tax planning that does more than check boxes

If you’re incorporated, your company is likely the centre of your financial universe. And the way you draw income, reinvest profits, or move capital between entities can have a major impact on your personal and corporate tax bills.

That’s why I bring in corporate tax planning as a core part of the process. We’ll look at:

  • How to split income effectively
  • How to draw from your corporation in a tax-smart way
  • When to use holding companies or investment accounts
  • What to do with retained earnings
  • How to prepare for a future sale, wind-up, or succession 

This isn’t theoretical advice. It’s about clear decisions, backed by numbers, that help you reduce tax while staying aligned with your bigger goals. 

Tax reduction is not optional—it’s essential

I don’t believe in letting tax take more than it should. Whether it’s personal income tax, business income, capital gains, or estate taxes—I help you find every legal way to reduce the burden.

Some of the strategies we may explore together:

  • Smart RRSP/RRIF withdrawals
  • Pension income splitting
  • Donation strategies for high-impact giving
  • Lifetime capital gains exemption planning
  • Prescribed rate loan strategies
  • Use of trusts for income control and wealth transfer 

We also prepare for surprises—like inheritances, large bonuses, or the sale of a major asset—so that you’re never caught off guard. Because once a tax opportunity is missed, it usually can’t be reclaimed. 

Protecting your legacy from tax erosion

When you’ve worked hard to build wealth, you want it to go to the right people—not get eaten up by unnecessary tax. My approach to legacy planning includes advanced tax strategies that keep more of your wealth where it belongs.

That might involve:

  • Gifting assets while living
  • Setting up trusts for control and protection
  • Using insurance to offset tax
  • Planning for tax-efficient charitable giving
  • Coordinating capital property transfers across generations 

Tax shouldn’t control what happens to your wealth. You should.

Planning ahead—because tax laws don’t stand still

Tax legislation shifts constantly. Credits expire. Rules change. And without someone watching the horizon, you can get caught off guard. I keep you one step ahead, adjusting your strategy when needed and making sure we respond to every update with purpose.

That’s part of the long-term partnership I offer. I’m not here to give you one plan and disappear. I’m here to walk with you through every season—refining your tax plan as your life evolves.