Wealth simplifies a lot—but not everything. More resources often mean more complexity. I’m Conor Amyot, and I help families turn post-secondary education planning into a seamless part of their broader financial strategy. Because your education savings plan shouldn’t live in a silo—it should support your long-term goals, not compete with them.

RESPs: more than an account—an opportunity

A Registered Education Savings Plan (RESP) is one of the most effective tools for funding a child’s education in Canada. But the real value comes from how you use it—not just that you have it.

Here’s how I help clients unlock RESP potential:

  • Lifetime contributions

    The RESP cap is $50,000 per child. I help you time those contributions to support grant eligibility, long-term growth, and cash flow.

  • Grants that boost your impact

    The Canada Education Savings Grant (CESG) adds 20% to your first $2,500 in annual contributions—up to a $7,200 lifetime max. Unused room can carry forward. I help you track and optimize every dollar.

  • Transfer flexibility

    Not all kids take the traditional route. RESP assets can be reallocated to another child or even transferred to your RRSP in certain cases. I make sure your plan stays nimble.

  • Provincial bonuses

    Depending on where you live, you may also be eligible for additional grants. I help you claim what’s available, so no opportunity is missed.

Education planning in sync with your financial life

Education planning isn’t just about RESP contribution limits or grant rules—it’s about making sure your kids or grandkids have the opportunities you want them to have. I start by listening. Maybe you’re funding university for multiple grandchildren, or maybe you’re balancing tuition with other priorities after a major life transition. Whatever the case, I help you build a strategy that fits your family and complements the rest of your financial plan. I’ll walk you through your options in plain language, so you know how every decision supports the bigger picture.

We’ll answer key questions like:

  • How do RESP contributions impact your cash flow?
  • Should you fund multiple RESP accounts for grandchildren?
  • What’s the best withdrawal strategy once tuition bills arrive?
  • How do RESPs fit into your long-term legacy planning? 

Every piece of the puzzle matters—and I make sure they all fit.

No cookie-cutter plans—only custom strategies

Education concept with a student studying and brainstorming on campus, with a close-up of students discussing their subject, books, and textbooks, with selective focus.

Families are different. Your education savings plan should be too. Some clients want to fully fund a grandchild’s education. Others want to split the costs with their adult children. Some need flexibility for international study or career pivots. I take the time to understand what’s important to you—and tailor your plan accordingly.

Whether you’re planning for one child or a dozen, I’ll make sure the strategy reflects your values, your budget, and your vision for their future.

Education costs go far beyond tuition

Tuition is only one part of the equation. Housing. Books. Travel. Tech. Emergencies. They all add up. A solid plan accounts for the full experience—not just the classroom.

I help families estimate total costs and plan for all the pieces. That way, you’re not caught off guard—or forced to dip into retirement or investment accounts to cover unexpected gaps.

One point of contact for everything

Education planning often touches multiple parts of your financial life. Accountants. Lawyers. Advisors. It’s easy for things to get lost in translation.

That’s why I act as a central hub. I coordinate with your other professionals to make sure the entire strategy works in harmony. Fewer gaps. Fewer delays. More peace of mind.

Three students preparing exam with laptop cafe

Built for today—ready for tomorrow

Markets shift. Tax laws change. Your family evolves. I stay up to date so your plan stays aligned. Whether it’s new government programs, updated RESP rules, or changes in your income, I help you adjust—without missing a beat.

Accountability from start to finish

Professional young woman

This isn’t trial and error. I follow a clear, structured process that ensures your decisions are backed by logic, data, and your personal goals. And as your life changes, I’ll be there to revisit, refine, and reinforce the plan.